When you get sick or hurt at work, you might be entitled to disability benefits. But what if you develop a terminal illness? 

If you develop a terminal illness and can no longer work, there are systems in place to help you and your loved ones. 

So, what do you need to know about terminal illness and disability benefits? 

First, let’s define terminal illnesses. Generally, terminal illnesses are defined as serious illnesses – or injuries – that will likely lead to someone’s death. Some examples are: Stage IV cancer, Lou Gehrig’s Disease, heart failure, some pulmonary or renal diseases and more. 

If you or someone you love develops a condition that is known to be terminal, the next step is to apply for benefits through the U.S. Social Security Administration. Sometimes, these benefits can take a few months to approve, so it’s best to file as quickly as you can to get the process started.

For those with terminal illness, there are ways to expedite the benefits, so you can receive your payments faster. 

It’s a general system, but in most cases, the Social Security Administration, or SSA, will identify your case as terminal depending on your illness – and give your case priority. 

In essence, your case will be tracked and managed, with follow ups every week or so, until it is completed. 

When you have a terminal illness, the last thing you need to worry about is how you are going to pay your bills. 

Receiving your Social Security benefits in a timely manner can provide peace of mind during the difficult time, as you and your loved ones focus on other things. 

Connor Kimmet and Hafenstein LLP

If you have questions about Social Security benefits, our experienced attorneys can help you. We have a lawyer who will work for you, can answer your questions and assist you through the process of pursuing benefits.