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If you’ve been hurt at work, you are likely dealing with a lot: Pain, time off the job, stress about bills. And if you are like most people, you might be wondering if you need to file a workers’ compensation claim or a personal injury claim.
There is a difference and knowing – and understanding – how to proceed can make a big difference. So, what is the difference between workers’ compensation claims and personal injury claims?
Our legal experts will explain. Read on:
Workers’ compensation claims
In a nutshell, workers’ compensation is a type of insurance that is mandated for employers. It’s used to give benefits (payments) to employees who are hurt at work in a work-related accident or incident.
There is generally no negligence alleged on the employer’s behalf and in most cases, these cases are cut and dried – and easily resolved.
Typically, if you file a workers’ compensation claim, you waive your right to filing a personal injury claim.
Personal injury claims
To sum up personal injury claims, they can be best described as legal claims that allege some kind of negligence on the part of the employer that resulted in an employee being injured at work.
Because these claims allege negligence on behalf of one’s employer, these types of cases can cause issues and can take time.
A good attorney can review your case and advise you on what steps to take and how best to proceed, so your rights are protected and you get the compensation that is appropriate – and deserved.
Connor, Kimmet & Hafenstein, LLP
If you, or someone you love, has been hurt at work, please give our legal experts a call. We can help you navigate the workers’ compensation system and the personal injury system so you get the benefits – and care – you deserve.